/*
 * Simulateur marque blanche — port visuel du front React historique.
 * La logique métier reste dans simulateur.js ; ce fichier est la couche UI.
 */

:root {
  --sim-coral: var(--wl-primary, #f27a54);
  --sim-coral-dark: var(--wl-primary-dark, #d65a3b);
  --sim-navy: var(--wl-secondary, #0e2a3d);
  --sim-paper: #fbfaf8;
  --sim-ink: #17283a;
  --sim-muted: #91a0b8;
  --sim-line: #e7ebf1;
  --sim-soft: #f5f7fa;
  --sim-card-shadow: 0 24px 70px -34px rgba(14, 42, 61, .3), 0 10px 30px -20px rgba(242, 122, 84, .2);
  --sim-font-sans: "DM Sans", Inter, system-ui, sans-serif;
  --sim-font-serif: "Playfair Display", Georgia, serif;
}

html { background: var(--sim-paper); }
body.sim-public-page {
  min-width: 320px;
  min-height: 100vh;
  overflow-x: hidden;
  color: var(--sim-ink);
  background:
    radial-gradient(circle at 7% 12%, color-mix(in srgb, #fff0c7 62%, transparent) 0, transparent 30%),
    radial-gradient(circle at 92% 6%, color-mix(in srgb, var(--sim-coral) 13%, transparent) 0, transparent 31%),
    radial-gradient(circle at 50% 55%, rgba(255, 255, 255, .9) 0, transparent 48%),
    var(--sim-paper);
  font-family: var(--sim-font-sans);
}

body.sim-public-page::before,
body.sim-public-page::after {
  position: fixed;
  z-index: 0;
  width: 28rem;
  height: 28rem;
  border-radius: 50%;
  content: "";
  pointer-events: none;
  filter: blur(70px);
  opacity: .18;
}
body.sim-public-page::before { top: 12rem; left: -20rem; background: #f7c85e; }
body.sim-public-page::after { right: -18rem; bottom: 2rem; background: var(--sim-coral); }

.sim-public-page .sim-wrapper,
.sim-public-page .sim-main {
  position: relative;
  z-index: 1;
  display: block;
  min-height: 100vh;
  background: transparent !important;
}

/* Header flottant, identique à l'esprit de la navbar React. */
.sim-public-page .sim-header {
  position: relative;
  top: auto;
  z-index: 40;
  padding: 0 28px;
  color: var(--sim-navy);
  background: rgba(255, 255, 255, .78);
  border-bottom: 1px solid rgba(226, 232, 240, .7);
  box-shadow: 0 7px 28px rgba(14, 42, 61, .035);
  backdrop-filter: blur(18px);
}
.sim-header-inner {
  width: min(1180px, 100%);
  min-height: 72px;
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
}
.sim-brand-lockup,
.sim-header-actions,
.sim-header-lia,
.sim-header-back,
.sim-header-trust {
  display: flex;
  align-items: center;
}
.sim-brand-lockup { min-width: 0; gap: 12px; }
.sim-header-logo { width: auto; max-width: 190px; height: 38px; object-fit: contain; }
.sim-brand-monogram {
  width: 36px;
  height: 36px;
  flex: 0 0 auto;
  display: grid;
  place-items: center;
  border-radius: 12px;
  color: #fff;
  background: linear-gradient(135deg, var(--sim-coral), var(--sim-coral-dark));
  box-shadow: 0 8px 18px color-mix(in srgb, var(--sim-coral) 30%, transparent);
  font-family: var(--sim-font-serif);
  font-size: 20px;
  font-style: italic;
  font-weight: 600;
}
.sim-public-page .sim-header-brand {
  max-width: 240px;
  overflow: hidden;
  color: var(--sim-navy);
  font-size: 17px;
  font-weight: 800;
  letter-spacing: -.02em;
  text-overflow: ellipsis;
  white-space: nowrap;
}
.sim-brand-separator { width: 1px; height: 24px; background: #e1e7ed; }
.sim-brand-context { color: #94a3b8; font-size: 11px; font-weight: 700; letter-spacing: .06em; text-transform: uppercase; }
.sim-header-actions { gap: 12px; }
.sim-header-trust { gap: 7px; color: #7b899d; font-size: 12px; font-weight: 600; }
.sim-header-trust i { color: var(--sim-coral); }
.sim-header-lia,
.sim-header-back {
  gap: 8px;
  min-height: 38px;
  padding: 6px 14px;
  border-radius: 999px;
  font: 700 12px/1 var(--sim-font-sans);
  transition: transform .2s ease, box-shadow .2s ease, background .2s ease;
}
.sim-header-lia {
  color: var(--sim-navy);
  background: #fff;
  border: 1px solid #e7ebf0;
  cursor: pointer;
  box-shadow: 0 6px 18px rgba(14, 42, 61, .07);
}
.sim-header-lia img { width: 26px; height: 26px; border-radius: 50%; object-fit: cover; border: 2px solid color-mix(in srgb, var(--sim-coral) 50%, white); }
.sim-header-lia:hover { transform: translateY(-1px); box-shadow: 0 10px 24px rgba(14, 42, 61, .11); }
.sim-header-back { color: #66758a; background: transparent; }
.sim-header-back:hover { color: var(--sim-navy); background: #f5f7fa; }

/* Hero du front React. */
.sim-hero {
  width: min(880px, calc(100% - 32px));
  margin: 50px auto 30px;
  text-align: center;
  animation: simRise .55s ease both;
}
.sim-hero-kicker {
  display: inline-flex;
  align-items: center;
  gap: 9px;
  margin: 0 0 14px;
  color: var(--sim-coral-dark);
  font-size: 11px;
  font-weight: 800;
  letter-spacing: .16em;
  text-transform: uppercase;
}
.sim-hero-kicker span { width: 22px; height: 4px; border-radius: 99px; background: var(--sim-coral); }
.sim-hero h1 {
  margin: 0;
  color: var(--sim-navy);
  font-family: var(--sim-font-serif);
  font-size: clamp(34px, 4.1vw, 54px);
  font-weight: 500;
  line-height: 1.06;
  letter-spacing: -.035em;
}
.sim-hero h1 em { color: var(--sim-coral); font-weight: 600; }
.sim-hero-copy { max-width: 660px; margin: 13px auto 0; color: #8c9ab1; font-size: 15px; line-height: 1.6; }
.sim-hero-reassurance { margin-top: 19px; display: flex; justify-content: center; flex-wrap: wrap; gap: 20px; }
.sim-hero-reassurance span { display: inline-flex; align-items: center; gap: 7px; color: #79889d; font-size: 11px; font-weight: 700; }
.sim-hero-reassurance i { width: 6px; height: 6px; display: inline-block; border-radius: 50%; background: var(--sim-coral); font-size: 0; }

/* Carte du wizard et barre de progression React. */
.sim-wizard-shell {
  width: min(760px, calc(100% - 32px));
  margin: 0 auto;
  overflow: hidden;
  border: 1px solid rgba(255, 255, 255, .95);
  border-radius: 28px;
  background: rgba(255, 255, 255, .84);
  box-shadow: var(--sim-card-shadow);
  backdrop-filter: blur(20px);
  transition: width .45s ease, max-width .45s ease;
  animation: simRise .65s .08s ease both;
}
body[data-sim-step="5"] .sim-wizard-shell { width: min(1180px, calc(100% - 32px)); }
body[data-sim-step="5"] .sim-hero { margin-bottom: 22px; }

.sim-public-page .sim-stepper-bar {
  padding: 24px 34px 8px;
  background: transparent;
  border: 0;
}
.sim-public-page .sim-stepper { max-width: none; display: grid; grid-template-columns: auto 1fr auto; gap: 16px; overflow: visible; }
.sim-progress-copy { display: flex; align-items: baseline; gap: 8px; white-space: nowrap; }
.sim-progress-count { color: #9aa7ba; font-size: 10px; font-weight: 800; letter-spacing: .08em; text-transform: uppercase; }
.sim-progress-copy strong { color: var(--sim-navy); font-size: 12px; font-weight: 800; }
.sim-progress-track { height: 6px; overflow: hidden; align-self: center; border-radius: 99px; background: #edf0f4; }
.sim-progress-fill { display: block; height: 100%; border-radius: inherit; background: linear-gradient(90deg, var(--sim-coral), var(--sim-coral-dark)); box-shadow: 0 0 15px color-mix(in srgb, var(--sim-coral) 35%, transparent); transition: width .5s cubic-bezier(.22, 1, .36, 1); }
.sim-progress-percent { align-self: center; color: var(--sim-coral-dark); font-size: 11px; font-weight: 800; }

.sim-public-page #sim-content,
.sim-public-page .sim-content {
  max-width: none;
  min-height: 310px;
  padding: 34px 40px 24px;
  margin: 0;
  animation: simStepIn .35s ease both;
}
.sim-public-page .sim-step-header { margin-bottom: 28px; text-align: center; }
.sim-public-page .sim-step-title {
  margin: 0 0 8px;
  color: var(--sim-navy);
  font-family: var(--sim-font-serif);
  font-size: clamp(25px, 3vw, 34px);
  font-weight: 500;
  line-height: 1.15;
  letter-spacing: -.025em;
}
.sim-public-page .sim-step-title::after { color: var(--sim-coral); content: "."; }
.sim-public-page .sim-step-subtitle { color: #96a3b8; font-size: 13px; }
.sim-public-page .sim-group { margin-bottom: 26px; }
.sim-public-page .sim-group-label {
  margin: 0 0 10px 2px;
  color: #94a1b5;
  font-size: 10px;
  font-weight: 800;
  letter-spacing: .12em;
  text-transform: uppercase;
}

/* Cartes de choix, dérivées des boutons React. */
.sim-public-page .sim-card-grid { gap: 13px; }
.sim-public-page .sim-choice-card {
  position: relative;
  min-height: 104px;
  padding: 16px;
  display: grid;
  grid-template-columns: 46px minmax(0, 1fr);
  grid-template-rows: auto auto;
  align-items: center;
  column-gap: 13px;
  row-gap: 2px;
  overflow: hidden;
  color: var(--sim-ink);
  background: rgba(255, 255, 255, .88);
  border: 1px solid #e3e8ef;
  border-radius: 18px;
  box-shadow: 0 2px 6px rgba(14, 42, 61, .025);
  transition: transform .25s ease, border-color .25s ease, box-shadow .25s ease, background .25s ease;
}
.sim-public-page .sim-choice-card:hover {
  transform: translateY(-3px);
  border-color: color-mix(in srgb, var(--sim-coral) 48%, #e3e8ef);
  box-shadow: 0 14px 30px -18px color-mix(in srgb, var(--sim-coral) 50%, rgba(14, 42, 61, .3));
}
.sim-public-page .sim-choice-card.active {
  color: var(--sim-ink);
  border-color: color-mix(in srgb, var(--sim-coral) 70%, white);
  background: linear-gradient(135deg, color-mix(in srgb, var(--sim-coral) 8%, white), rgba(255,255,255,.96));
  box-shadow: 0 0 0 3px color-mix(in srgb, var(--sim-coral) 12%, transparent), 0 16px 34px -22px var(--sim-coral);
}
.sim-public-page .sim-choice-card.active::after { position: absolute; top: 13px; right: 13px; width: 7px; height: 7px; border-radius: 50%; background: var(--sim-coral); box-shadow: 0 0 0 5px color-mix(in srgb, var(--sim-coral) 12%, transparent); content: ""; }
.sim-public-page .sim-choice-icon {
  grid-row: 1 / span 2;
  width: 44px;
  height: 44px;
  display: grid;
  place-items: center;
  border-radius: 14px;
  color: #a0adbe;
  background: #f3f5f8;
  font-size: 17px;
  transition: transform .25s ease, color .25s ease, background .25s ease;
}
.sim-public-page .sim-choice-icon svg { width: 21px; height: 21px; fill: none; stroke: currentColor; stroke-width: 1.9; stroke-linecap: round; stroke-linejoin: round; }
.sim-public-page .sim-choice-card.active .sim-choice-icon { color: #fff; background: linear-gradient(135deg, var(--sim-coral), var(--sim-coral-dark)); transform: rotate(3deg); box-shadow: 0 8px 18px color-mix(in srgb, var(--sim-coral) 30%, transparent); }
.sim-public-page .sim-choice-label { align-self: end; color: var(--sim-navy); font-size: 14px; font-weight: 800; }
.sim-public-page .sim-choice-desc { align-self: start; color: #96a2b5; font-size: 11px; line-height: 1.35; }
.sim-public-page .sim-choice-card > .sim-badge { position: absolute; top: 10px; right: 10px; color: var(--sim-coral-dark); background: color-mix(in srgb, var(--sim-coral) 10%, white); border: 1px solid color-mix(in srgb, var(--sim-coral) 24%, white); }

/* Banque et compte emprunteurs. */
.sim-public-page .sim-card-grid--banks { grid-template-columns: repeat(4, 1fr); }
.sim-public-page .sim-bank-card { min-height: 90px; padding: 12px; display: flex; flex-direction: column; justify-content: center; gap: 8px; text-align: center; }
.sim-public-page .sim-bank-card::after { top: 9px !important; right: 9px !important; }
.sim-public-page .sim-bank-logo { width: auto; max-width: 100px; height: 32px; object-fit: contain; }
.sim-public-page .sim-bank-logo-fallback { width: 36px; height: 36px; border-radius: 11px; display: grid; place-items: center; color: #fff; background: var(--sim-navy); font-weight: 800; }
.sim-public-page .sim-bank-card .sim-choice-label { font-size: 10px; }
.sim-public-page .sim-card-grid--count { grid-template-columns: repeat(2, 1fr); }
.sim-public-page .sim-card-grid--count .sim-choice-card { min-height: 70px; }

/* Formulaires et sous-cartes. */
.sim-public-page .sim-input,
.sim-public-page .sim-select,
.sim-public-page .sim-textarea {
  min-height: 46px;
  padding: 12px 14px;
  color: var(--sim-navy);
  background-color: rgba(248, 250, 252, .82);
  border: 1px solid #e0e6ed;
  border-radius: 13px;
  font-family: var(--sim-font-sans);
  font-size: 13px;
  font-weight: 600;
  transition: border-color .2s ease, box-shadow .2s ease, background .2s ease;
}
.sim-public-page .sim-input:focus,
.sim-public-page .sim-select:focus,
.sim-public-page .sim-textarea:focus { background: #fff; border-color: color-mix(in srgb, var(--sim-coral) 72%, white); box-shadow: 0 0 0 3px color-mix(in srgb, var(--sim-coral) 12%, transparent); }
.sim-public-page .sim-label { margin-bottom: 7px; color: #748298; font-size: 10px; font-weight: 800; letter-spacing: .08em; }
.sim-public-page .sim-form-grid { gap: 15px; }
.sim-public-page .sim-loan-card,
.sim-public-page .sim-borrower-card,
.sim-public-page .sim-recap-card,
.sim-public-page .sim-final-summary {
  padding: 20px;
  background: rgba(255,255,255,.84);
  border: 1px solid #e5eaf0;
  border-radius: 18px;
  box-shadow: 0 8px 24px -22px rgba(14, 42, 61, .35);
}
.sim-public-page .sim-loan-title,
.sim-public-page .sim-borrower-title,
.sim-public-page .sim-form-section-title { color: var(--sim-navy); }
.sim-public-page .sim-radio,
.sim-public-page .sim-checkbox { border-color: #e1e7ee; border-radius: 13px; }
.sim-public-page .sim-radio:has(input:checked),
.sim-public-page .sim-checkbox:has(input:checked) { border-color: var(--sim-coral); background: color-mix(in srgb, var(--sim-coral) 6%, white); }

/* OCR : grande carte de scan comme dans le front React. */
.sim-public-page .sim-ocr-dropzone {
  position: relative;
  min-height: 260px;
  padding: 42px 28px;
  overflow: hidden;
  background: linear-gradient(180deg, rgba(248,250,252,.82), rgba(255,255,255,.94));
  border: 1px dashed color-mix(in srgb, var(--sim-coral) 45%, #dbe2ea);
  border-radius: 22px;
  transition: transform .25s ease, border-color .25s ease, box-shadow .25s ease;
}
.sim-public-page .sim-ocr-dropzone::before { position: absolute; inset: -80% 20%; background: linear-gradient(180deg, transparent, color-mix(in srgb, var(--sim-coral) 10%, transparent), transparent); content: ""; transform: translateY(-40%); animation: simScan 3s ease-in-out infinite; pointer-events: none; }
.sim-public-page .sim-ocr-dropzone:hover,
.sim-public-page .sim-ocr-dropzone.dragover { transform: translateY(-2px); border-color: var(--sim-coral); box-shadow: 0 18px 38px -28px var(--sim-coral); }
.sim-public-page .sim-ocr-icon { width: 58px; height: 58px; margin: 0 auto 15px; display: grid; place-items: center; border-radius: 18px; color: var(--sim-coral); background: color-mix(in srgb, var(--sim-coral) 10%, white); font-size: 25px; }
.sim-public-page .sim-ocr-label { color: var(--sim-navy); font-size: 16px; font-weight: 800; }
.sim-public-page .sim-ocr-sub { color: #a3adbb; font-size: 11px; }

/* Navigation dans la même carte que le formulaire. */
.sim-public-page .sim-nav-bar {
  max-width: none;
  padding: 18px 40px 30px;
  margin: 0;
  border-top: 1px solid rgba(231, 235, 241, .75);
}
.sim-public-page .sim-btn {
  min-height: 44px;
  padding: 12px 20px;
  border-radius: 13px;
  font: 800 13px/1 var(--sim-font-sans);
}
.sim-public-page .sim-btn-primary {
  color: var(--wl-btn-text, #fff);
  background: linear-gradient(135deg, var(--wl-btn-bg, var(--sim-coral)), var(--sim-coral-dark)) !important;
  box-shadow: 0 10px 24px color-mix(in srgb, var(--sim-coral) 27%, transparent);
}
.sim-public-page .sim-btn-primary:hover { transform: translateY(-2px); box-shadow: 0 14px 30px color-mix(in srgb, var(--sim-coral) 36%, transparent); }
.sim-public-page .sim-btn-ghost,
.sim-public-page .sim-btn-outline { color: #718096; background: #fff; border: 1px solid #dfe5ec; }
.sim-public-page .sim-btn-ghost:hover,
.sim-public-page .sim-btn-outline:hover { color: var(--sim-navy); background: #f8fafc; border-color: #ccd5df; }

.sim-footer-note { width: min(760px, calc(100% - 32px)); margin: 20px auto 80px; display: flex; align-items: center; justify-content: center; flex-wrap: wrap; gap: 8px; color: #9aa6b7; font-size: 10px; font-weight: 600; }
.sim-footer-note > i { color: var(--sim-coral); }
.sim-powered-by { margin-left: 8px; padding-left: 12px; border-left: 1px solid #dfe5eb; color: #7f8da0; }

/* Résultats : plus larges sans casser les cartes métier existantes. */
body[data-sim-step="5"] .sim-public-page #sim-content { padding-inline: 28px; }
.sim-public-page .sim-offers-grid { grid-template-columns: repeat(auto-fit, minmax(290px, 1fr)); gap: 16px; }
.sim-public-page .sim-offer-card { border-radius: 20px; box-shadow: 0 12px 30px -24px rgba(14,42,61,.4); }
.sim-public-page .sim-offer-card--best { border-color: var(--sim-coral); box-shadow: 0 0 0 1px var(--sim-coral), 0 18px 38px -24px var(--sim-coral); }
.sim-public-page .sim-offer-badge-best,
.sim-public-page .sim-offer-logo-fallback { background: linear-gradient(135deg, var(--sim-coral), var(--sim-coral-dark)); }
.sim-public-page .sim-offer-guarantee--more,
.sim-public-page .sim-recap-price { color: var(--sim-coral-dark); }

/* Lia — port de LiaChatToggle + LiaChatPanel React. */
.lia-overlay { position: fixed; inset: 0; z-index: 998; pointer-events: none; opacity: 0; background: rgba(14, 42, 61, .2); backdrop-filter: blur(2px); transition: opacity .22s ease; }
.lia-invitation { position: fixed; z-index: 999; top: 50%; right: 92px; max-width: 220px; opacity: 0; pointer-events: none; transform: translate(14px, -50%) scale(.9) rotate(2deg); transition: opacity .3s ease, transform .45s cubic-bezier(.22,1,.36,1); }
.lia-invitation.is-visible { opacity: 1; pointer-events: auto; transform: translate(0, -50%) scale(1) rotate(0); }
.lia-invitation button { position: relative; padding: 12px 15px; color: var(--sim-navy); background: #fff; border: 1px solid #edf0f3; border-radius: 17px 17px 4px 17px; box-shadow: 0 14px 35px rgba(14,42,61,.12); font: 700 12px/1.35 var(--sim-font-sans); cursor: pointer; }

.lia-fab {
  position: fixed;
  z-index: 1000;
  top: 50%;
  right: 22px;
  min-width: 58px;
  height: 58px;
  padding: 3px 3px 3px 3px;
  display: flex;
  align-items: center;
  gap: 9px;
  overflow: visible;
  color: var(--sim-navy);
  background: #fff;
  border: 3px solid var(--sim-coral);
  border-radius: 999px;
  box-shadow: 0 13px 30px color-mix(in srgb, var(--sim-coral) 25%, rgba(14,42,61,.16));
  cursor: pointer;
  transform: translateY(-50%);
  transition: transform .25s ease, box-shadow .25s ease, opacity .2s ease;
  animation: liaBounce 5s 2.2s ease-in-out infinite;
}
.lia-fab img { width: 46px; height: 46px; flex: 0 0 auto; border-radius: 50%; object-fit: cover; }
.lia-fab-label { max-width: 0; overflow: hidden; opacity: 0; white-space: nowrap; font: 800 12px/1 var(--sim-font-sans); transition: max-width .3s ease, opacity .25s ease, padding .3s ease; }
.lia-fab:hover { padding-right: 15px; transform: translateY(-50%) scale(1.04); box-shadow: 0 17px 36px color-mix(in srgb, var(--sim-coral) 33%, rgba(14,42,61,.18)); }
.lia-fab:hover .lia-fab-label { max-width: 110px; padding-right: 2px; opacity: 1; }
.lia-fab--active { opacity: 0; pointer-events: none; }
.lia-fab-ripple { position: absolute; inset: -4px; z-index: -1; border: 2px solid var(--sim-coral); border-radius: 50%; animation: liaRipple 4.4s infinite; }
.lia-fab-badge { position: absolute; top: 0; right: 0; width: 11px; height: 11px; background: #22c55e; border: 2px solid #fff; border-radius: 50%; }

.sim-public-page .lia-panel {
  position: fixed;
  z-index: 1001;
  top: 50%;
  right: 22px;
  width: 370px;
  height: min(590px, calc(100vh - 56px));
  display: flex;
  flex-direction: column;
  overflow: hidden;
  visibility: hidden;
  opacity: 0;
  pointer-events: none;
  color: var(--sim-ink);
  background: #fff;
  border: 1px solid rgba(226, 232, 240, .85);
  border-radius: 22px;
  box-shadow: 0 30px 80px rgba(14, 42, 61, .22);
  transform: translateY(calc(-50% + 20px)) scale(.96);
  transform-origin: right center;
  transition: opacity .24s ease, transform .38s cubic-bezier(.22,1,.36,1), visibility .24s;
}
.sim-public-page .lia-panel.lia-panel--open { visibility: visible; opacity: 1; pointer-events: auto; transform: translateY(-50%) scale(1); }
.sim-public-page .lia-panel-header { min-height: 66px; padding: 12px 14px; display: flex; align-items: center; gap: 10px; color: #fff; background: linear-gradient(135deg, var(--sim-coral), var(--sim-coral-dark)); border: 0; }
.sim-public-page .lia-avatar { width: 39px; height: 39px; flex: 0 0 auto; overflow: hidden; background: #fff; border: 2px solid rgba(255,255,255,.55); border-radius: 50%; }
.sim-public-page .lia-avatar img { width: 100%; height: 100%; object-fit: cover; }
.sim-public-page .lia-panel-info { flex: 1; min-width: 0; }
.sim-public-page .lia-panel-name { color: #fff; font-size: 13px; font-weight: 800; }
.sim-public-page .lia-panel-subtitle { margin-top: 2px; overflow: hidden; color: rgba(255,255,255,.75); font-size: 10px; font-weight: 600; text-overflow: ellipsis; white-space: nowrap; }
.sim-public-page .lia-close { width: 30px; height: 30px; display: grid; place-items: center; color: #fff; background: rgba(255,255,255,.15); border: 0; border-radius: 50%; cursor: pointer; transition: background .2s ease, transform .2s ease; }
.sim-public-page .lia-close:hover { background: rgba(255,255,255,.25); transform: rotate(6deg); }
.sim-public-page .lia-messages { flex: 1; min-height: 0; padding: 15px 13px; display: flex; flex-direction: column; gap: 10px; overflow-y: auto; background: linear-gradient(180deg, #fff, #fbfcfd); }
.sim-public-page .lia-msg { display: flex; align-items: flex-end; gap: 7px; animation: liaMessageIn .25s ease both; }
.sim-public-page .lia-msg--user { justify-content: flex-end; }
.sim-public-page .lia-msg-avatar { width: 25px; height: 25px; flex: 0 0 auto; display: grid; place-items: center; overflow: hidden; color: #8a98aa; background: #edf1f5; border-radius: 50%; font-size: 10px; }
.sim-public-page .lia-msg-avatar img { width: 100%; height: 100%; object-fit: cover; }
.sim-public-page .lia-msg-bubble { max-width: 78%; padding: 10px 12px 7px; color: #344256; background: #f3f6f9; border: 1px solid #e8edf2; border-radius: 15px 15px 15px 4px; font-size: 12px; line-height: 1.48; }
.sim-public-page .lia-msg--user .lia-msg-bubble { color: #fff; background: linear-gradient(135deg, var(--sim-coral), var(--sim-coral-dark)); border: 0; border-radius: 15px 15px 4px 15px; }
.sim-public-page .lia-msg--contextual .lia-msg-bubble { border-color: color-mix(in srgb, var(--sim-coral) 25%, #e8edf2); background: color-mix(in srgb, var(--sim-coral) 5%, white); }
.sim-public-page .lia-msg-text strong { color: var(--sim-navy); }
.sim-public-page .lia-msg--user .lia-msg-text strong { color: #fff; }
.sim-public-page .lia-msg-text a { color: var(--sim-coral-dark); font-weight: 700; }
.sim-public-page .lia-msg-bubble time { display: block; margin-top: 4px; color: #a6b0be; font-size: 8px; text-align: right; }
.sim-public-page .lia-msg--user time { color: rgba(255,255,255,.6); }
.sim-public-page .lia-quick { max-height: 120px; padding: 9px 12px; display: flex; gap: 6px; overflow-x: auto; background: #fff; border-top: 1px solid #eef1f4; scrollbar-width: none; }
.sim-public-page .lia-quick::-webkit-scrollbar { display: none; }
.sim-public-page .lia-quick-btn { flex: 0 0 auto; padding: 7px 10px; color: var(--sim-coral-dark); background: color-mix(in srgb, var(--sim-coral) 6%, white); border: 1px solid color-mix(in srgb, var(--sim-coral) 23%, white); border-radius: 999px; font: 700 10px/1.2 var(--sim-font-sans); cursor: pointer; transition: background .2s ease, transform .2s ease; }
.sim-public-page .lia-quick-btn:hover { background: color-mix(in srgb, var(--sim-coral) 12%, white); transform: translateY(-1px); }
.sim-public-page .lia-input-wrap { padding: 10px 11px 12px; display: flex; align-items: flex-end; gap: 7px; background: #fff; border-top: 1px solid #edf0f3; }
.sim-public-page .lia-input { flex: 1; min-height: 40px; max-height: 88px; padding: 11px 12px; resize: none; color: var(--sim-navy); background: #f6f8fa; border: 1px solid #e2e7ed; border-radius: 13px; outline: 0; font: 500 12px/1.35 var(--sim-font-sans); transition: border-color .2s ease, box-shadow .2s ease, background .2s ease; }
.sim-public-page .lia-input:focus { background: #fff; border-color: var(--sim-coral); box-shadow: 0 0 0 3px color-mix(in srgb, var(--sim-coral) 10%, transparent); }
.sim-public-page .lia-send { width: 40px; height: 40px; flex: 0 0 auto; display: grid; place-items: center; color: #fff; background: linear-gradient(135deg, var(--sim-coral), var(--sim-coral-dark)); border: 0; border-radius: 12px; cursor: pointer; box-shadow: 0 8px 18px color-mix(in srgb, var(--sim-coral) 25%, transparent); }
.sim-public-page .lia-send svg { width: 17px; height: 17px; fill: none; stroke: currentColor; stroke-width: 2; stroke-linecap: round; stroke-linejoin: round; }
.sim-public-page .lia-send:disabled { opacity: .5; cursor: wait; }
.sim-public-page .lia-send.is-loading i { animation: simSpin .8s linear infinite; }
.sim-public-page .lia-typing { height: 17px; display: flex; align-items: center; gap: 3px; }
.sim-public-page .lia-typing i { width: 5px; height: 5px; border-radius: 50%; background: #9aa6b6; animation: liaDot 1.1s infinite; }
.sim-public-page .lia-typing i:nth-child(2) { animation-delay: .15s; }
.sim-public-page .lia-typing i:nth-child(3) { animation-delay: .3s; }
.sim-public-page .lia-cursor { display: inline-block; width: 2px; height: 12px; margin-left: 2px; vertical-align: -2px; background: var(--sim-coral); animation: liaBlink .8s infinite; }

@keyframes simRise { from { opacity: 0; transform: translateY(16px); } to { opacity: 1; transform: translateY(0); } }
@keyframes simStepIn { from { opacity: 0; transform: translateY(8px); } to { opacity: 1; transform: translateY(0); } }
@keyframes simScan { 0%,100% { transform: translateY(-40%); } 50% { transform: translateY(40%); } }
@keyframes liaRipple { 0%,70% { opacity: .35; transform: scale(1); } 88%,100% { opacity: 0; transform: scale(1.55); } }
@keyframes liaBounce { 0%,72%,100% { transform: translateY(-50%); } 78% { transform: translateY(calc(-50% - 9px)) rotate(-2deg); } 84% { transform: translateY(calc(-50% + 1px)) rotate(1deg); } 90% { transform: translateY(calc(-50% - 3px)); } }
@keyframes liaMessageIn { from { opacity: 0; transform: translateY(5px); } to { opacity: 1; transform: translateY(0); } }
@keyframes liaDot { 0%,60%,100% { opacity: .35; transform: translateY(0); } 30% { opacity: 1; transform: translateY(-3px); } }
@keyframes liaBlink { 50% { opacity: 0; } }

/* Iframe marque blanche : shell plus compact, sans perdre l'identité. */
body.is-embed .sim-header { position: relative; }
body.is-embed .sim-hero { margin-top: 30px; }
body.is-embed .sim-footer-note { margin-bottom: 28px; }

/* Version autonome injectée sur le site du courtier par lia-embed.js. */
html:has(body.lia-widget-page),
body.lia-widget-page {
  width: 100%;
  height: 100%;
  min-height: 0;
  overflow: hidden;
  background: transparent !important;
}
body.lia-widget-page::before,
body.lia-widget-page::after,
body.lia-widget-page .lia-invitation { display: none !important; }
body.lia-widget-page .lia-overlay { display: none; }
body.lia-widget-page .lia-fab {
  top: auto;
  right: 10px;
  bottom: 10px;
  width: 62px;
  min-width: 62px;
  height: 62px;
  transform: none;
  animation-name: liaMobileBounce;
}
body.lia-widget-page .lia-fab:hover { padding-right: 3px; transform: scale(1.04); }
body.lia-widget-page .lia-fab:hover .lia-fab-label { max-width: 0; padding: 0; opacity: 0; }
body.lia-widget-page .lia-panel {
  top: auto;
  right: 8px;
  bottom: 8px;
  left: auto;
  width: min(394px, calc(100% - 16px));
  height: calc(100% - 16px);
  max-height: 620px;
  border-radius: 22px;
  transform: translateY(18px) scale(.97);
  transform-origin: bottom right;
}
body.lia-widget-page .lia-panel.lia-panel--open { transform: translateY(0) scale(1); }

/* Aperçu autonome (navigation directe hors iframe) : le fond transparent du
   widget est fait pour l'embed réel, donc en aperçu on affiche un fond +
   un bandeau pour ne pas laisser une page vide (cf. bouton "Aperçu" de
   marque_blanche.php et le script inline de simulateur/index.php). */
body.lia-widget-page.lia-standalone-preview {
  overflow: auto;
  background: linear-gradient(135deg, #FFF8F6, #F3F6F9) !important;
}
.lia-standalone-banner { display: none; }
body.lia-standalone-preview .lia-standalone-banner:not([hidden]) {
  position: fixed;
  z-index: 1001;
  top: 28px;
  left: 50%;
  display: flex;
  align-items: center;
  gap: 14px;
  max-width: min(420px, calc(100% - 32px));
  padding: 14px 20px;
  color: var(--sim-navy);
  background: #fff;
  border: 1px solid #edf0f3;
  border-radius: 16px;
  box-shadow: 0 14px 35px rgba(14, 42, 61, .12);
  font: 500 13px/1.4 var(--sim-font-sans);
  transform: translateX(-50%);
}
.lia-standalone-banner img { width: 40px; height: 40px; flex: 0 0 auto; border-radius: 50%; object-fit: cover; }
.lia-standalone-banner p { margin: 0; }

@media (max-width: 900px) {
  .sim-public-page .sim-card-grid--banks { grid-template-columns: repeat(3, 1fr); }
  .sim-header-trust, .sim-brand-context, .sim-brand-separator { display: none; }
}

@media (max-width: 680px) {
  .sim-public-page .sim-header { padding: 0 15px; }
  .sim-header-inner { min-height: 62px; }
  .sim-header-logo { max-width: 135px; height: 32px; }
  .sim-public-page .sim-header-brand { max-width: 150px; font-size: 15px; }
  .sim-header-lia { padding: 4px; }
  .sim-header-lia img { width: 28px; height: 28px; }
  .sim-header-lia { font-size: 0; }
  .sim-header-back span { display: none; }
  .sim-header-back { width: 36px; justify-content: center; padding: 0; }

  .sim-hero { margin: 32px auto 24px; }
  .sim-hero h1 { font-size: 32px; }
  .sim-hero-copy { padding-inline: 8px; font-size: 13px; }
  .sim-hero-reassurance { gap: 11px; }
  .sim-hero-reassurance span { font-size: 9px; }

  .sim-wizard-shell { width: calc(100% - 20px); border-radius: 22px; }
  body[data-sim-step="5"] .sim-wizard-shell { width: calc(100% - 20px); }
  .sim-public-page .sim-stepper-bar { padding: 18px 18px 4px; }
  .sim-public-page .sim-stepper { grid-template-columns: 1fr auto; gap: 10px; }
  .sim-progress-copy { grid-column: 1 / -1; justify-content: space-between; }
  .sim-progress-track { grid-column: 1; }
  .sim-progress-percent { grid-column: 2; }
  .sim-public-page #sim-content,
  .sim-public-page .sim-content { min-height: 280px; padding: 28px 18px 18px; }
  .sim-public-page .sim-step-header { margin-bottom: 22px; }
  .sim-public-page .sim-step-title { font-size: 25px; }
  .sim-public-page .sim-card-grid { grid-template-columns: 1fr; }
  .sim-public-page .sim-card-grid--banks { grid-template-columns: repeat(2, 1fr); }
  .sim-public-page .sim-bank-card { min-height: 84px; }
  .sim-public-page .sim-card-grid--count { grid-template-columns: 1fr 1fr; }
  .sim-public-page .sim-card-grid--count .sim-choice-card { grid-template-columns: 34px 1fr; min-height: 64px; padding: 10px; }
  .sim-public-page .sim-card-grid--count .sim-choice-icon { width: 34px; height: 34px; border-radius: 11px; }
  .sim-public-page .sim-nav-bar { padding: 15px 18px 22px; }
  .sim-public-page .sim-nav-bar .sim-btn { min-width: 0; }
  .sim-footer-note { width: calc(100% - 40px); margin-bottom: 90px; text-align: center; }

  .lia-invitation { top: auto; right: 82px; bottom: 27px; transform: translate(12px, 5px) scale(.9); }
  .lia-invitation.is-visible { transform: translate(0, 0) scale(1); }
  .lia-fab { top: auto; right: 16px; bottom: 16px; width: 58px; min-width: 58px; transform: none; animation-name: liaMobileBounce; }
  .lia-fab:hover { padding-right: 3px; transform: scale(1.04); }
  .lia-fab:hover .lia-fab-label { max-width: 0; padding: 0; opacity: 0; }
  .lia-overlay.is-visible { pointer-events: auto; opacity: 1; }
  .sim-public-page .lia-panel { inset: auto 0 0; width: 100%; height: min(76vh, 640px); border-radius: 22px 22px 0 0; transform: translateY(24px) scale(.98); transform-origin: bottom center; }
  .sim-public-page .lia-panel.lia-panel--open { transform: translateY(0) scale(1); }
}

@keyframes liaMobileBounce { 0%,72%,100% { transform: translateY(0); } 80% { transform: translateY(-9px) rotate(-2deg); } 89% { transform: translateY(-2px); } }

@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { scroll-behavior: auto !important; animation-duration: .01ms !important; animation-iteration-count: 1 !important; transition-duration: .01ms !important; }
}